David has spent his entire adult life working in the financial services industry. Starting as a retail broker David has always taken pride in helping people make sound financial decisions aligned with their goals, values and dreams. Early in his career David had an opportunity to move to Wall Street where he specialized in Mortgage Finance. Working with some of the largest and most sophisticated Institutional accounts from large Money Center Banks to some of the largest Hedge Funds that specialized in mortgages. In 1991 David started at Bear Stearns where he became a Managing Director in the mortgage department, he also worked at BNP Paribas and Merrill Lynch before moving to Arizona to be near his family. David takes pride in helping people buy a home and get the best rate possible, home ownership should be a joyful experience. David and his team can help get you a loan even when your bank says no, self- employed or low fico score he can help. He also takes pride in working with investors make sound decisions. With access to multiple lenders and an array of mortgage products he can help the Fix and Flip buyer, commercial developer and business owner. David and his team are here to ensure your experience goes as easy as possible. Services include Conforming and Non-conforming loans, FHA Loans, VA Loans, Jumbo Loans, Cash-Out Refinancing Loans, Home Equity Loans, Reverse Mortgages, Home Equity Loans, Commercial Loans, SBA Loans and more.