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Arizona real estate investors

Private & hard-money lending in Arizona.

Fast, asset-based financing for Arizona investors — fix-and-flips, bridge, and new construction that close in days, not weeks. When the deal can’t wait for a bank, we can.

Submit my deal Call 480-588-0397

Who it’s for

Arizona real estate investors and builders who need speed and flexibility more than the lowest rate — to win a competitive purchase, fund a renovation, or bridge to a sale or permanent loan. Private lending is asset-based: we underwrite the deal and the property, so credit and income docs matter far less than the numbers.

What we fund in Arizona

  • Fix-and-flipPurchase + rehab funds for the value-add play, structured around the ARV.
  • Bridge loansShort-term financing to close now and refinance or sell later.
  • New construction & specGround-up funding for builders and spec projects.
  • Cash-out on investment propertyPull equity quickly to fund the next acquisition.

Where we lend in Arizona

We lend statewide. These are the markets we are asked about most, each with what a deal there actually involves — and, where we have them, the loans we have closed in that city.

Phoenix
Maricopa County
Block ranch rehabs and infill. Eleven closed loans on record here.
Mesa
Maricopa County
Mid-century tracts and HOA subdivisions. City permits are its own process.
Scottsdale
Maricopa County
Old Town through North Scottsdale, at higher basis.
Glendale
Maricopa County
Older stock west of the 17, with room in the numbers.
Tucson
Pima County
A different recorder, a different calendar, a different building stock.
Queen Creek
Maricopa & Pinal
Check the parcel county first — the town straddles two.

How private lending works

Asset-based and fast — terms are set by the deal, not a credit box. General starting points:

Speed
Days
Fund in as little as a few days when title and appraisal cooperate.
Leverage
To ~ARV
Sized on purchase, rehab, and after-repair value.
Term
Short-term
Typically months, with a clear exit (sale or refinance).

Underwriting a deal yourself? Grab our free BRRRR & fix-and-flip deal analyzer — Maximum Allowable Offer, DSCR, cash-on-cash, and a 5×5 sensitivity grid in one spreadsheet. Get the free spreadsheet →

Common questions

How fast can you close?
Often within a few days once title and valuation are in hand — private lending is built for speed.
Do you check my credit and income?
Private lending is primarily asset-based — the deal and the property drive the decision. We still confirm the basics, but credit and income carry far less weight than with a bank loan.
Is this available outside Arizona?
Our private/hard-money lending is offered in Arizona. For rental and commercial financing elsewhere, see our nationwide DSCR and commercial options.
What’s the exit?
Every private loan needs a clear exit — a sale, or a refinance into a longer-term loan like DSCR. We’ll help you plan it before you borrow.
Ready when you are

Let’s fund your Arizona deal.

Send us the property and the plan — we move fast.

Submit your deal

One screen, no wizard. If it fits, you will hear back the same business day. 9 required answers, the rest optional.

Private and hard-money lending is Arizona only. In a hurry? Call 480-588-0397.