Who it’s for
Arizona real estate investors and builders who need speed and flexibility more than the lowest rate — to win a competitive purchase, fund a renovation, or bridge to a sale or permanent loan. Private lending is asset-based: we underwrite the deal and the property, so credit and income docs matter far less than the numbers.
What we fund in Arizona
- Fix-and-flipPurchase + rehab funds for the value-add play, structured around the ARV.
- Bridge loansShort-term financing to close now and refinance or sell later.
- New construction & specGround-up funding for builders and spec projects.
- Cash-out on investment propertyPull equity quickly to fund the next acquisition.
How private lending works
Asset-based and fast — terms are set by the deal, not a credit box. General starting points:
Speed
Days
Fund in as little as a few days when title and appraisal cooperate.
Leverage
To ~ARV
Sized on purchase, rehab, and after-repair value.
Term
Short-term
Typically months, with a clear exit (sale or refinance).
Common questions
How fast can you close?
Often within a few days once title and valuation are in hand — private lending is built for speed.
Do you check my credit and income?
Private lending is primarily asset-based — the deal and the property drive the decision. We still confirm the basics, but credit and income carry far less weight than with a bank loan.
Is this available outside Arizona?
Our private/hard-money lending is offered in Arizona. For rental and commercial financing elsewhere, see our nationwide DSCR and commercial options.
What’s the exit?
Every private loan needs a clear exit — a sale, or a refinance into a longer-term loan like DSCR. We’ll help you plan it before you borrow.
Ready when you are
Let’s fund your Arizona deal.
Send us the property and the plan — we move fast.