Effective and last updated: October 11, 2026
These Terms of Use govern your use of loanatik.com, operated by Loanatik, LLC (“Loanatik”). By using the site, you agree to these terms. The Privacy Policy explains how we handle information.
Website use
You may use the site and its downloadable resources for lawful personal or business evaluation. Do not interfere with the site, attempt unauthorized access, submit false information, or reproduce or distribute our content beyond ordinary personal use without permission. Loanatik owns or licenses the site content, design, and marks.
Financing information
Website articles, calculators, examples, and downloadable tools are general information. They are not financial, legal, or tax advice, a loan approval, or a commitment to lend. Programs, availability, rates, fees, and terms may change. Any financing is subject to review of the complete request, applicable eligibility and licensing requirements, and credit approval. See our Licensing & Disclosures.
Loanatik text messaging program
If you request a resource that uses mobile verification, Loanatik may send a one-time verification code to the number you provide and another code if you request a resend. Verification texts are limited to that request. A separate, optional unchecked choice is used where we offer marketing texts about Loanatik’s financing products and services. Agreeing to marketing texts is not a condition of a loan, purchase, or resource download. Consent to one type of text does not automatically authorize the other.
Verification messages follow your requests; marketing frequency varies and will not exceed eight messages per month. Message and data rates may apply. Reply STOP to stop texts and HELP for help. You can also contact info@loanatik.com or 480-588-0397. If you stop texts, we may not be able to send future SMS verification codes; contact us for another way to obtain the requested resource. Mobile carriers are not responsible for delayed or undelivered messages. Our Privacy Policy describes how we protect mobile information and SMS consent records. See the full SMS Terms of Service.
Third-party services
The site may link to or use third-party services, including application, messaging, and analytics providers. Their own terms may apply when you use their services. A link does not mean Loanatik endorses all content on that site.
Availability and liability
We provide the site and resources as available and do not promise that they will always be uninterrupted or error-free. To the extent permitted by applicable law, Loanatik is not responsible for indirect or consequential loss arising from use of the site. Nothing in these terms limits rights that cannot legally be limited.
Changes and contact
We may revise these terms and will post the updated date here. These terms are governed by Arizona law, subject to applicable consumer protection law. Questions can be sent to Loanatik, LLC, NMLS #1328447, 4701 E Grandview Rd, Phoenix, AZ 85032; info@loanatik.com; 480-588-0397.