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Free download · Real estate investors

The BRRRR & Fix-and-Flip Deal Analyzer

A free spreadsheet that underwrites your next deal before you write an offer — rehab budget, Maximum Allowable Offer, DSCR, cash-on-cash return, and a 5×5 sensitivity grid, all in one workbook. Built for investors evaluating a fix-and-flip, a BRRRR, or a straight rental purchase.

What’s inside

Six tabs, one workbook.

Everything you need to underwrite a fix-and-flip or a BRRRR deal from purchase to refinance — no other software required.

1Tab 1

Start Here

Enter the property, purchase price, and your financing assumptions once — every other tab pulls from these inputs automatically.

2Tab 2

Rehab Budget

Line-item your renovation costs by category, with a contingency line built in so surprises don’t blow up the deal.

3Tab 3

Fix & Flip

Models your resale proceeds and holding/selling costs, then calculates your Maximum Allowable Offer (MAO) — the ceiling price you can pay and still hit your target margin.

4Tab 4

BRRRR

Models the post-rehab refinance: your DSCR, how much cash is left in the deal, and your cash-on-cash return once the property is rented.

5Tab 5

Sensitivity

A 5×5 sensitivity grid that stress-tests the deal across a range of after-repair value and rehab-cost outcomes — so you can see your margin for error before you’re under contract.

6Tab 6

Glossary

Plain-English definitions for every term in the workbook — MAO, DSCR, cash-on-cash, ARV, LTV, and more — so nothing is a guess.

Who it’s for

Real estate investors evaluating a fix-and-flip, a BRRRR (buy, rehab, rent, refinance, repeat), or a straight rental purchase — whether it’s your first deal or your fiftieth. The workbook is a planning tool: it does the arithmetic so you can compare deals on the same terms and know your numbers before you negotiate.

Why we give this away. Loanatik finances real estate investors — DSCR and other business-purpose loans nationwide, and fix-and-flip, bridge, and private/hard-money lending for investors in Arizona. We’d rather work with investors who underwrite a deal properly before they call us. Run your numbers here first; if they pencil, we’re a phone call away.

Common questions

Is this financial, legal, or tax advice?
No. The workbook is an educational planning tool for underwriting your own deal. It isn’t financial, legal, or tax advice, and downloading or using it doesn’t create any lending commitment or application.
Which states can I use this in?
Anyone can download and use the workbook, wherever the property is. Loanatik’s DSCR and other business-purpose investor loans are available nationwide; our private and hard-money lending is currently offered to investors in Arizona only.
Why do you verify my email and phone before the download?
A one-time code sent by email and text confirms you’re a real person, not a bot or scraper. It’s the only way we can keep a detailed underwriting tool like this free and available to real investors.
Will I be added to a marketing list?
If you check the consent box, yes — we may follow up by call or text about financing options, and you can reply STOP at any time to opt out. We do not sell your information. See our Privacy Policy.
Free, instant download

Get the free spreadsheet

Enter your name, email, and mobile number below. We text and email a one-time code to confirm you’re a real person, then unlock the download — no cost, no obligation.

Step 1 of 2
Your contact info

We’ll text and email a 6-digit verification code to the details below before unlocking the download.

We verify your email and mobile to keep this tool out of bot hands. We do not sell your information. See our Privacy Policy.

Ready when you are

Run the numbers, then let’s talk.

Once you’ve underwritten the deal, tell us about the property — a specialist will follow up.