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Practice Loan Documents: What You Actually Need to Gather
A practical breakdown of practice loan documents lenders ask for — and why stale paperwork can restart your underwriting file from scratch.
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Why Is My Practice Loan Denied? The Honest List
A practice loan denied decision usually starts with the seller’s numbers. Here’s the honest, practice-specific list of what underwriters flag first.
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Practice Due Diligence Before You Sign the Contract
Practice due diligence means verifying collections, payer mix, valuation, and real estate before you’re locked in — here’s the lender’s checklist.
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The Practice Acquisition Process: A Step-by-Step Timeline
The practice acquisition process moves in stages, not days. Here’s where time actually goes, from letter of intent to funding.
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Second Practice Location Loan: What Lenders Check First
Thinking about a second practice location loan? Here’s what lenders actually look at in your existing practice before they’ll fund the new one.
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Valuing an Equity Stake in a Practice Partner Buy-In
Valuing an equity stake for a practice partner buy-in isn’t guesswork. Here’s how collections, payer mix, and financing actually come together.
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Dental Equipment Financing: What Rides With the Practice
Dental equipment financing explained: what gets bundled into a practice loan, what needs its own facility, and how lenders weigh it against collections.
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Practice Building Purchase: Why Owning Changes the File
A practice building purchase changes how lenders read your file — rent history, cash flow, and payer mix all factor in. Here’s what actually matters.
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Practice Real Estate Loan: One Deal, Two Loans
A practice real estate loan can close alongside your acquisition loan. Here’s how lenders structure both together, and when they split.
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Seller Note Valuation Gap: How to Close a Practice Deal
How a seller note gets structured, why standby terms matter, and when a seller note valuation gap actually makes a practice deal work.
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Practice Partner Buy In Loan: Valuing and Financing Your Stake
A practice partner buy in loan lets you finance an equity stake in a group practice. Here’s how valuation, collections, and payer mix drive underwriting.
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Personal Guarantee on Practice Loan Collateral, Explained
A personal guarantee on practice loan financing is standard, not a red flag. Here’s what gets pledged and why, in plain terms.
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Seller Note Practice Acquisition: Structure and Standby Terms
A seller note practice acquisition can bridge a real valuation gap — here’s how standby terms and structure actually work in practice deals.
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Practice Loan Collateral: What Secures the Deal
Practice loan collateral usually means the business itself, plus a personal guarantee. Here’s what actually gets pledged on an acquisition, and why.
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Practice Acquisition Equity Injection: What You Need to Put In
What drives your practice acquisition equity injection amount, why it shifts deal to deal, and how lenders want that source of funds documented.
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Do You Need Perfect Credit for a Practice Loan Credit Score?
A practice loan credit score is one piece of the file, not the whole decision. Here’s what else lenders weigh when you buy a practice.
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Practice Add-Backs in an Acquisition: What Actually Counts
A practical guide to practice add-backs: what genuine non-cash and non-recurring items lenders allow in an acquisition, and what gets thrown out.
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How Lenders Handle Practice Cash Flow Underwriting
Practice cash flow underwriting starts with collections, not production, then subtracts a realistic owner salary. Here’s how lenders actually run the math.
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Physical Therapy Practice Loan: Reading Referral Risk
A physical therapy practice loan gets underwritten around referral concentration, payer mix, and collections — here’s what actually moves the decision.
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Chiropractic Practice Loans: Reading Cash-Pay Concentration
A chiropractic practice loan gets underwritten differently once cash-pay concentration, collections, and payer mix enter the picture. Here’s how.
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Optometry Practice Loan: How Lenders Read Optical + Clinical Mix
An optometry practice loan gets underwritten differently than other medical loans—here’s how lenders weigh optical retail vs. clinical revenue.
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Buying a Veterinary Practice: What Lenders Look At
Buying a veterinary practice? See how lenders weigh collections, client base, valuation, and your transition plan before approving financing.
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Veterinary Practice Loans: Financing a Clinic Purchase
A veterinary practice loan gets underwritten differently than other business debt — collections, payer mix, and valuation all matter. Here’s how.
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Medical Practice Acquisition: How Lenders Underwrite It
How lenders evaluate a medical practice acquisition — payer mix, provider concentration, and the cash-flow test that decides the file.
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Physician Practice Financing: Buy-In and Buy-Out
A practical guide to physician practice financing for partnership buy-ins and buy-outs — valuation, collections, payer mix, and transition structure.
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Medical Practice Loans: What Physicians Should Know
A medical practice loan for acquisition, buy-in, or real estate hinges on collections and payer mix—here’s how underwriting actually works.
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Dental Practice Startup Loan: Financing a De Novo Practice
A dental practice startup loan underwrites without collections history. Here’s what actually carries the file — location, payer mix, real estate, and you.
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Dental Practice Valuation: What a Practice Is Worth
Dental practice valuation isn’t a flat percent of collections. Here’s how earnings multiples work and why lenders weigh them differently.
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Buying a Dental Practice: The Financing Timeline
Buying a dental practice involves a specific order of steps — LOI, collections review, valuation, transition terms, funding. Here’s how it unfolds.
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How to Choose Dental Practice Lenders
Comparing dental practice lenders? Learn what specialist underwriting looks at — collections, payer mix, valuation, and transitions — before you sign.
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Dental Practice Financing Options Compared
A practitioner’s guide to dental practice financing — bank lenders, specialty lenders, and seller financing, with the honest trade-offs of each.
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Dental Practice Loan: How Acquisition Financing Works
A dental practice loan is underwritten around the practice, not just the borrower. Here’s how collections, payer mix, and valuation drive approval.
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Practice Loan Financing: How a Practice Purchase Gets Funded
A practice loan works differently than a typical business loan. Here’s what actually decides underwriting on a dental, medical, or vet practice deal.
